Be prepared for the day WHEN it happens, not IF. You're driving along, just minding your own business and probably rocking out to your favourite tunes in your vehicle when suddenly, a loud "CRACK!" is heard and you see the effect of "stone meets windscreen at high velocity." The sinking feeling in your chest and gut is palpable. Your mind starts racing. "OH MY GAWD!!! My windscreen is cracked! What do ...

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